HypoCap Funding
Securitizing Commercial Real Estate Loans
For Borrowers
Customizability.
Borrowers gain the ability to set their desired terms. Each borrower defines the terms for their loan which will be posted as an offering to be filled by investors.
For Investors
Transparency and Control.
Investors gain increased transparency and control over the allocation of funds. Investors choose which notes to invest in and have access to relevant information about offerings.
Borrowers
A revolutionary approach to borrowing, borrowers select the terms for their loans. All loans are interest-only, non-recourse, with no prepayment allowed. All loans are commercial real estate loans with a maximum LTV of 65% and a debt coverage driven approach. The funding of the loan is contingent upon investors investing in the note offering for the loan.
Note Structure
All loans are interest-only, non-recourse loans backed by commercial real estate. Loans used as collateral for notes will be specified upon the posting for initial funding. All relevant information collected for a loan will be accessible by investors, whether in primary or secondary markets, to ensure all parties can make informed decisions. The funding and origination of the underlying loans is contingent on the completion of the note offering.
Investor Information
- All primary market investors must be verified accredited investors
- All offerings are conducted under Regulation D 506(c)
- Each offering will contain a 1-year lockup on the initial investment, per regulation